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Here’s a radical mobile/coupon idea: let me text a coupon that I create to anyone.

Maybe call it MePon.

For example, I know my Dad never splurges for good coffee. I would occasionally get a kick out of texting him my own Starbuck’s coupon–basically a $2 voucher that he can redeem at Starbucks for some bold Cafe Americano (my favorite).

It would have to be a totally open platform–perhaps just a connection between me (my phone) and my bank account–and to a lesser degree, brands and establishments.

For example, perhaps I could text him this: “Dad, it’s raining today–a good day for some steamy espresso. No cookies though! STBCKS-173846”

That code would allocate $2 from my bank account to a specific vendor–in this case Starbucks. Upon redemption, the money would be withdrawn from my account and passed to Starbucks. Every user needs a unique code–and every establishment. Not too hard, right?

Here’s some icing for this cake: Every brand should look out for those VIPs who are couponing–or meponing–a lot and reward them with status (mayorship?) or redeemable points (my own free drinks?).

Ok, I’m on a roll: If you integrate check-in apps or perhaps NFC, you could theoretically buy a specific person a drink at a bar… without knowing their name or username–ripe for generation Y; or you could spot tip good service…

Does this exist already? It should!